Simplify your bookkeeping. Supercharge your business.

Staying on top of your business finances can be overwhelming, especially as your business grows and gets busier over time. With JC Financial Services, we can provide the expert bookkeeping and support you need, so you can stress less and focus on what really matters.

Our Story

JC Financial Services, Inc. was started by Joshlin Carvalho. She realized that many small and medium-sized businesses struggled with managing their finances effectively, causing unnecessary stress for business owners. With her extensive background in financing and accounting, she knew she could help business owners by providing expert bookkeeping services for businesses in the Rhode Island, Massachusetts, and Martha’s Vineyard areas. Joshlin is able to work with businesses of all sizes and has clients across a range of different industries.

She believes that by simplifying the financial management process for her clients and streamlining their financial processes, business owners can be freed up to focus on growing their business. The financial data and support she provides her clients reduces stress and helps them be able to make informed decisions for the future of their business. She truly values the partnerships she creates with all her clients and welcomes you to contact her and see how she can help your business.

Our Financial Services

We understand that no two businesses are the same, which is why we offer fully customizable bookkeeping packages tailored to meet your specific needs.

END TO END BOOKKEEPING

Our end-to-end bookkeeping services cover everything from data entry and bank reconciliation to financial analysis and reporting.

AP & AR
Management

Our AP and AR Management services help you stay on top of your cash flow, manage your vendor and supplier relationships, and ensure timely and accurate payments and collections.

Clean-up &
Catch Up

Our Clean Up and Catch Up services bring your bookkeeping up to date, ensuring accurate financial records that provide the foundation for informed business decisions.

Payroll
Processing

Our services, including payroll compliance (quarterly and year end tax forms) and reporting (W-2s, 1099s etc.), are completed in a timely manner and cater to your specific needs.

PRICING

Transparent and Tailored Pricing for Your Unique Business Needs

At JC Financial Services, we don’t believe in one-size-fits-all pricing. We understand that each business has its unique set of requirements and specifications. That’s why we tailor our pricing to your individual needs.

Our goal is to provide cost-effective solutions that maximize the value we provide to your business. With our customized pricing, you can have peace of mind knowing that you’re only paying for what you need, without any surprise fees or hidden costs.

OUR PROCESS

Our bookkeeping process is tailored to provide a comprehensive financial management solution for your business.

1

Consultation

We begin with a consultation to understand your unique needs and requirements.

2

Proposal

Based on this information, we then will provide a detailed proposal outlining the bookkeeping services that we recommend for your business.

3

Setup

Once the proposal is accepted, we set up the bookkeeping process, creating a chart of accounts, establishing a system for recording transactions, and setting up accounting software.

4

Bookkeeping work support

Our team has extensive experience in bookkeeping and will ensure that your financial records are accurate and reliable.

5

Ongoing bookkeeping

We provide ongoing support and regular bookkeeping tasks to keep your accounts up-to-date.

Testimonials

"Add the name of the Vineyard Harbor Motel to the long list of customers satisfied with the fantastic service provided by JC Financial Services Inc. The Vineyard Harbor Trust Association manages the property and as the President and Treasurer of the association, I am the one that works closely with Joshlin Carvalho on all financial matters. I find her to be a tireless, dedicated associate who manages to maintain a calm, soothing demeanor at all times – even in the midst of some occasional chaos. Her attention to detail is remarkable and she is well versed in all aspects of her craft. I recommend her highly to anyone in need of financial services."
"Joshlin has been a great help to both my dental offices. She has help organize my books so that I can finally make decisions for my business based on the actual real numbers. For years my accountants have been little help reconciling accounts accurately. Joshlin has been prompt and timely in reconciling my monthly accounts. She is also extremely accessible and will get back with me immediately when I may have an issue or question. It’s like she is part of my own staff. I highly recommend her as a bookkeeper."
"I've been a client of Joshlin's for almost 4 years. Her knowledge, professionalism, and diligence has made running my business a lot easier so I can concentrate on clients. She has gone above and beyond to rectify situations that happened before I became a client, and keeps me on track to avoid any new issues from arising. I'm fully confident in her capabilities and know I can trust her to do right by me and my business."